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	<title>Comments on: Politicians and Taxes</title>
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	<description>A kinder, gentler personal finance blog.</description>
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		<title>By: Andrea</title>
		<link>http://www.foolsandsages.com/2008/10/23/politicians-and-taxes/comment-page-1/#comment-882</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Mon, 10 Nov 2008 20:23:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.foolsandsages.com/?p=1141#comment-882</guid>
		<description>Oooooo Chris, wait until you see the news today. Posting in a few.</description>
		<content:encoded><![CDATA[<p>Oooooo Chris, wait until you see the news today. Posting in a few.</p>
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		<title>By: CD Rates - ChrisCD</title>
		<link>http://www.foolsandsages.com/2008/10/23/politicians-and-taxes/comment-page-1/#comment-881</link>
		<dc:creator>CD Rates - ChrisCD</dc:creator>
		<pubDate>Mon, 10 Nov 2008 18:39:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.foolsandsages.com/?p=1141#comment-881</guid>
		<description>Sometimes, Humor says it better.

THE USGA WOULD LIKE TO INFORM ALL GOLFERS
 
There is a possibility of MAJOR rule changes to the game of golf, this may occur sometime after November 4.
 
This is only a preview as the complete rule book is being written now. 
Here are a couple of basic changes. 
 
Golfers with handicaps:
- below 10 will have their green fees increase by 35% 
- between 11 and 18 will see no increase in green fees
- above 18 will play for free and even get a check from the club/course played
 
The dollar amount put in for bets will be as follows:
-for handicaps below 10 an additional $10
-between 11 and 18 no additional amount
-above 18 you will receive the total amount in the pot and you do not even have to play.
 
The term &quot;gimme&quot; putt will be changed to &quot;entitlement&quot; and will be used as follows:
-handicaps below 10, no entitlements
-handicaps above 11 to 17, entitlements for putter length putts
-handicaps above 18, if on green, no need to ever putt, just pick it up
 
These &quot;entitlements&quot; are intended to bring about fairness in scoring so that the final scores of all players will be about the same.
 
In addition, a Player will be limited to a max of one birdie and/or six pars, any excess must be given to those fellow players who have not yet scored a birdie or par. Only after all players have received a birdie or par from the player making the birdie or par, can that Player begin to count his score again.
 
The current USGA handicap system will be used for the above purposes but the term &quot;net score&quot; will be available only for scoring those players with handicaps 18 and above. 
 
This is intended to &quot;redistribute&quot; the success of winning by making sure that in every competition the above 18 handicap players will post only &quot;net score&quot; against every other player&#039;s gross score.
 
These new Rules are intended to CHANGE the game of golf. Golf must be about Fairness Only, it should have nothing to do with Ability.

cd :O)

&lt;abbr&gt;&lt;em&gt;CD Rates - ChrisCD’s last blog post..&lt;a href=&quot;http://jumbocdinvestments.com/cd_rates_blog/2008/11/07/who-can-make-the-better-decision/&quot; rel=&quot;nofollow&quot;&gt;Who Can Make the Better Decision&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>Sometimes, Humor says it better.</p>
<p>THE USGA WOULD LIKE TO INFORM ALL GOLFERS</p>
<p>There is a possibility of MAJOR rule changes to the game of golf, this may occur sometime after November 4.</p>
<p>This is only a preview as the complete rule book is being written now.<br />
Here are a couple of basic changes. </p>
<p>Golfers with handicaps:<br />
- below 10 will have their green fees increase by 35%<br />
- between 11 and 18 will see no increase in green fees<br />
- above 18 will play for free and even get a check from the club/course played</p>
<p>The dollar amount put in for bets will be as follows:<br />
-for handicaps below 10 an additional $10<br />
-between 11 and 18 no additional amount<br />
-above 18 you will receive the total amount in the pot and you do not even have to play.</p>
<p>The term &#8220;gimme&#8221; putt will be changed to &#8220;entitlement&#8221; and will be used as follows:<br />
-handicaps below 10, no entitlements<br />
-handicaps above 11 to 17, entitlements for putter length putts<br />
-handicaps above 18, if on green, no need to ever putt, just pick it up</p>
<p>These &#8220;entitlements&#8221; are intended to bring about fairness in scoring so that the final scores of all players will be about the same.</p>
<p>In addition, a Player will be limited to a max of one birdie and/or six pars, any excess must be given to those fellow players who have not yet scored a birdie or par. Only after all players have received a birdie or par from the player making the birdie or par, can that Player begin to count his score again.</p>
<p>The current USGA handicap system will be used for the above purposes but the term &#8220;net score&#8221; will be available only for scoring those players with handicaps 18 and above. </p>
<p>This is intended to &#8220;redistribute&#8221; the success of winning by making sure that in every competition the above 18 handicap players will post only &#8220;net score&#8221; against every other player&#8217;s gross score.</p>
<p>These new Rules are intended to CHANGE the game of golf. Golf must be about Fairness Only, it should have nothing to do with Ability.</p>
<p>cd :O)</p>
<p><abbr><em>CD Rates &#8211; ChrisCD’s last blog post..<a href="http://jumbocdinvestments.com/cd_rates_blog/2008/11/07/who-can-make-the-better-decision/" rel="nofollow">Who Can Make the Better Decision</a></em></abbr></p>
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		<title>By: CD Rates - ChrisCD</title>
		<link>http://www.foolsandsages.com/2008/10/23/politicians-and-taxes/comment-page-1/#comment-879</link>
		<dc:creator>CD Rates - ChrisCD</dc:creator>
		<pubDate>Mon, 10 Nov 2008 15:04:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.foolsandsages.com/?p=1141#comment-879</guid>
		<description>Andrea, in your comment to Kevin you mentioned [&quot;stimulus, my %%% - this is a backhanded mortgage bailout.&quot;].  I didn&#039;t mean to imply you thought it would solve the problem, but it seemed that you believe it was for the purpose of helping it.  I just don&#039;t believe the Gov&#039;t saw it that way.  All they hoped for was a temporary increase in spending to get the economy over the hump.  Sadly, the hump is almost the size of Mt. Everest.  :O)

As far as being helped by others.  Sure we have been.  My point is, it was their decision to make, not the Gov&#039;ts.  I should be able to make my own decisions regarding what I do with what I earn.  The Gov&#039;t should be in the business of securing borders, providing protection, and maintaining commerce.  

The fact is the size of Gov&#039;t is out of control.  The Gov&#039;t doesn&#039;t follow its own advice.  I&#039;m supposed to reign in my spending so that I can give more to the Gov&#039;t to dole out?!?  That just doesn&#039;t compute.  

Look at California (where I live).  We already have some of the highest taxes in the nation and now they want to increase it even more.

&lt;abbr&gt;&lt;em&gt;CD Rates - ChrisCD’s last blog post..&lt;a href=&quot;http://jumbocdinvestments.com/cd_rates_blog/2008/11/07/who-can-make-the-better-decision/&quot; rel=&quot;nofollow&quot;&gt;Who Can Make the Better Decision&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>Andrea, in your comment to Kevin you mentioned ["stimulus, my %%% - this is a backhanded mortgage bailout."].  I didn&#8217;t mean to imply you thought it would solve the problem, but it seemed that you believe it was for the purpose of helping it.  I just don&#8217;t believe the Gov&#8217;t saw it that way.  All they hoped for was a temporary increase in spending to get the economy over the hump.  Sadly, the hump is almost the size of Mt. Everest.  :O)</p>
<p>As far as being helped by others.  Sure we have been.  My point is, it was their decision to make, not the Gov&#8217;ts.  I should be able to make my own decisions regarding what I do with what I earn.  The Gov&#8217;t should be in the business of securing borders, providing protection, and maintaining commerce.  </p>
<p>The fact is the size of Gov&#8217;t is out of control.  The Gov&#8217;t doesn&#8217;t follow its own advice.  I&#8217;m supposed to reign in my spending so that I can give more to the Gov&#8217;t to dole out?!?  That just doesn&#8217;t compute.  </p>
<p>Look at California (where I live).  We already have some of the highest taxes in the nation and now they want to increase it even more.</p>
<p><abbr><em>CD Rates &#8211; ChrisCD’s last blog post..<a href="http://jumbocdinvestments.com/cd_rates_blog/2008/11/07/who-can-make-the-better-decision/" rel="nofollow">Who Can Make the Better Decision</a></em></abbr></p>
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		<title>By: Andrea</title>
		<link>http://www.foolsandsages.com/2008/10/23/politicians-and-taxes/comment-page-1/#comment-860</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Sat, 08 Nov 2008 00:20:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.foolsandsages.com/?p=1141#comment-860</guid>
		<description>Chris -
I don&#039;t think you meant to imply this, but for some reason I&#039;m getting the feeling that you think that I think that $1000 would solve the mortgage crisis. I don&#039;t at all, I just thought it particularly offensive that it put forth as something being done for citizens when in fact it was a last ditch effort to continue the fake propping up of the economy that had been done previously by the mortgage industry. 

I think whatever mortgage plan &quot;they&quot; come up with will piss everyone off,&lt;a href=&quot;http://www.foolsandsages.com/2008/09/29/my-own-probably-completely-unworkable-solution/&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;&gt;so I came up with my own&lt;/a&gt;. 

Your comment that the government shouldn&#039;t prop up people who haven&#039;t earned it is naive, in my opinion. You have been the beneficiary of other people providing you with money that you didn&#039;t earn. We share in some things in order to be part of a society. Our choice to not participate or to limit our participation is partly within our control. If you don&#039;t want to pay as much to Social Security, increase your income well over the cap. If you don&#039;t want to pay into at all, don&#039;t work. If you don&#039;t want to pay sales taxes, don&#039;t buy stuff. If you want to reduce your income taxes, maximize your deductions (by tithing or donating, even). If you are very offended by the idea of a $600 tax credit, don&#039;t claim it - or turn around and send that money to a group that is opposed to the tax policies. 

I don&#039;t think you&#039;re being crass, you&#039;re certainly within your rights to state your opinions, and I very much admire your drive to provide for yourself and your family. My family has never had to take direct government assistance and I&#039;m glad - there were times when we probably could but we went out and took jobs here and there that were not our life&#039;s dream work. But you know what? I&#039;m fortunate to have been born to a family that valued education and could provide one for me. I have advantages because of my race. I know that I am blessed with good health both now and as a child when my little brain was forming. I have never been malnourished, abused, or neglected. 

Some others are not so fortunate and I will not presume to say that those who have much higher hurdles to overcome should &quot;just do it.&quot;</description>
		<content:encoded><![CDATA[<p>Chris -<br />
I don&#8217;t think you meant to imply this, but for some reason I&#8217;m getting the feeling that you think that I think that $1000 would solve the mortgage crisis. I don&#8217;t at all, I just thought it particularly offensive that it put forth as something being done for citizens when in fact it was a last ditch effort to continue the fake propping up of the economy that had been done previously by the mortgage industry. </p>
<p>I think whatever mortgage plan &#8220;they&#8221; come up with will piss everyone off,<a href="http://www.foolsandsages.com/2008/09/29/my-own-probably-completely-unworkable-solution/" target="_blank" rel="nofollow">so I came up with my own</a>. </p>
<p>Your comment that the government shouldn&#8217;t prop up people who haven&#8217;t earned it is naive, in my opinion. You have been the beneficiary of other people providing you with money that you didn&#8217;t earn. We share in some things in order to be part of a society. Our choice to not participate or to limit our participation is partly within our control. If you don&#8217;t want to pay as much to Social Security, increase your income well over the cap. If you don&#8217;t want to pay into at all, don&#8217;t work. If you don&#8217;t want to pay sales taxes, don&#8217;t buy stuff. If you want to reduce your income taxes, maximize your deductions (by tithing or donating, even). If you are very offended by the idea of a $600 tax credit, don&#8217;t claim it &#8211; or turn around and send that money to a group that is opposed to the tax policies. </p>
<p>I don&#8217;t think you&#8217;re being crass, you&#8217;re certainly within your rights to state your opinions, and I very much admire your drive to provide for yourself and your family. My family has never had to take direct government assistance and I&#8217;m glad &#8211; there were times when we probably could but we went out and took jobs here and there that were not our life&#8217;s dream work. But you know what? I&#8217;m fortunate to have been born to a family that valued education and could provide one for me. I have advantages because of my race. I know that I am blessed with good health both now and as a child when my little brain was forming. I have never been malnourished, abused, or neglected. </p>
<p>Some others are not so fortunate and I will not presume to say that those who have much higher hurdles to overcome should &#8220;just do it.&#8221;</p>
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		<title>By: CD Rates - ChrisCD</title>
		<link>http://www.foolsandsages.com/2008/10/23/politicians-and-taxes/comment-page-1/#comment-859</link>
		<dc:creator>CD Rates - ChrisCD</dc:creator>
		<pubDate>Fri, 07 Nov 2008 22:20:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.foolsandsages.com/?p=1141#comment-859</guid>
		<description>I agree the stimulus checks were dumb.  I don&#039;t like the current bail-out plan either.  However, to think that $1000 would solve the mortgage crisis seems a litle naive.  The checks were an attempt to boost spending.  Plain and simple.  And they played into the fact that the Gov&#039;t has been encouraging us to spend, borrow, spend, borrow, and spend some more for quite some time.  They figured most people would just spend it again.  

Some sort of Mortgage bail-out will be passed.  Are you in favor of that?  Who gets to decide who is worthy or not?  Why shouldn&#039;t the people who were responsible and have continued to be so, be considered?  Of course, I won&#039;t be a big fan of the bail-out either.  

When it comes to what you do with what you make, it should be your decision.  Whether it is titheing, donating, or buying a Ferrari. The Gov&#039;t shouldn&#039;t go around taxing people to try to prop up others who haven&#039;t earned it.  

The numbers in the tax grid say it all.  And since Obama does have a Democratically contolled House and Senate, he may very will get what he wants.  Why should someone making $2.9MM have to have their taxes increased to give a $600 tax credit to someone who isn&#039;t even paying taxes.  If the person making $19K needs another $600 a year, maybe they should start a blog, recycle some cans, or work a few more hours.

And before you think I&#039;m just too crass, understand, I was there.  I had a wife and a child and was making about $17K.  What did I do?  I got a 2nd job and put in 16 - 18 hours a day and worked my bottom off.

&lt;abbr&gt;&lt;em&gt;CD Rates - ChrisCD’s last blog post..&lt;a href=&quot;http://jumbocdinvestments.com/cd_rates_blog/2008/11/07/who-can-make-the-better-decision/&quot; rel=&quot;nofollow&quot;&gt;Who Can Make the Better Decision&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>I agree the stimulus checks were dumb.  I don&#8217;t like the current bail-out plan either.  However, to think that $1000 would solve the mortgage crisis seems a litle naive.  The checks were an attempt to boost spending.  Plain and simple.  And they played into the fact that the Gov&#8217;t has been encouraging us to spend, borrow, spend, borrow, and spend some more for quite some time.  They figured most people would just spend it again.  </p>
<p>Some sort of Mortgage bail-out will be passed.  Are you in favor of that?  Who gets to decide who is worthy or not?  Why shouldn&#8217;t the people who were responsible and have continued to be so, be considered?  Of course, I won&#8217;t be a big fan of the bail-out either.  </p>
<p>When it comes to what you do with what you make, it should be your decision.  Whether it is titheing, donating, or buying a Ferrari. The Gov&#8217;t shouldn&#8217;t go around taxing people to try to prop up others who haven&#8217;t earned it.  </p>
<p>The numbers in the tax grid say it all.  And since Obama does have a Democratically contolled House and Senate, he may very will get what he wants.  Why should someone making $2.9MM have to have their taxes increased to give a $600 tax credit to someone who isn&#8217;t even paying taxes.  If the person making $19K needs another $600 a year, maybe they should start a blog, recycle some cans, or work a few more hours.</p>
<p>And before you think I&#8217;m just too crass, understand, I was there.  I had a wife and a child and was making about $17K.  What did I do?  I got a 2nd job and put in 16 &#8211; 18 hours a day and worked my bottom off.</p>
<p><abbr><em>CD Rates &#8211; ChrisCD’s last blog post..<a href="http://jumbocdinvestments.com/cd_rates_blog/2008/11/07/who-can-make-the-better-decision/" rel="nofollow">Who Can Make the Better Decision</a></em></abbr></p>
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